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Why choose finance with us?

Spread the cost | Instant approval | Easy management | Invest in better quality

PayPal ClearPay
PayPal Credit

0% interest for 4 months

Available on all purchases over 拢99.

Terms and conditions apply. Subject to status.

We also offer PayPal Credit Pay in 3

Find out more

Appliances Direct finance available

Enjoy it now, pay over time.

With PayPal Credit, large purchases become much more manageable. If you spend over 拢99, you can choose to spread the cost.

Representative Example

Representative

23.9% APR (variable)

Purchase Interest Rate

23.9% p.a (variable)

Assumed Credit Limit

拢1,200

Example of a 拢500 purchase

Term Representative APR Payments per month Total payable
36 months (over 拢499) 14.9% APR 拢17.09 Total Payable 拢614.93
24 months (over 拢199) 14.9% APR 拢24.00 Total Payable 拢575.98
12 months (over 拢99) 14.9% APR 拢44.89 Total Payable 拢538.64
6 months (over 拢99) 14.9% APR 拢86.77 Total Payable 拢520.57
4 months (over 拢99) 0% APR min monthly payment Total Payable 拢500

Any remaining balance due after the promotional period or any transactions under 拢99 will be charged interest at the standard variable rate. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom, EC4M 7RD. Buy It Direct Ltd acts as a broker and offers credit from PayPal Credit.

Buy It Direct are registered with the Financial Conduct Authority as a credit broker, the FCA registration reference is 717700. For more information please visit https://www.fca.org.uk/.

For more information on PayPal Credit, please visit

How do I apply for PayPal Credit?

1

Add any product over 拢99 to your basket

2

Select Paypal Credit at checkout

3

Complete the application via PayPal and get an instant decision.

Pay in 3 interest-free payments

Available for purchases of 拢30 to 拢2000. No sign-up fees or late fees.

Example of a 拢90 purchase

拢30.00
due today

拢30.00
1 month

拢30.00
2 months


How do I apply for PayPal Pay In 3?

1

Choose PayPal at checkout to pay later with Pay in 3.

2

Apply for Pay in 3 and get a decision instantly

3

Make 1st payment (Remaining payments are taken automatically)

PayPal Pay in 3: PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect your credit score. See product terms for more details.

For more information on PayPal Pay in 3, please visit .

Frequently Asked Questions

  • What is PayPal Credit?

      PayPal Credit is like a credit card, without the plastic. It's a credit limit that's attached to your PayPal account which you can use for your online purchases.

  • What happens if I cancel or return my order?

      Return your appliance to us and once the return is accepted, you鈥檒l be refunded directly to your PayPal Credit account.

  • Am I eligible to apply for PayPal Credit?
      • UK resident aged 18 years or older
      • Good credit history
      • Not recently been declared bankrupt
      • Employed and have an income greater than 拢7,500 per year
  • Do I need to have a PayPal account?

      Yes, but if you don't have a PayPal account, you can easily create one. When you sign up PayPal Credit, you鈥檒l be asked to either sign into your PayPal account, or sign up for one. Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept our User Agreement.

  • Do I need to reapply if I already have PayPal Credit?

      If you already have PayPal Credit, you can take advantage of our offers without having to reapply as long as you have enough available credit limit. Just select one of the available instalment offers and check out with PayPal Credit.

  • How do I manage my account?

      Log in to your PayPal account to manage payments or check your balance.

      For more information on PayPal, please visit .

Pay it in 4. Choose Clearpay.

澳门皇冠体育 now. Pay it in 4 interest-free instalments over 6 weeks

add items to basket

Add your items to basket

Select Clearpay

Select ClearPay at Checkout

Login or create account

Log in or create your ClearPay account

Four payments

Your purchase will be split into 4 payments

Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a 拢6 late fee for each late instalment and a further 拢6 if it's still unpaid 7 days later. Late fees are capped at 拢6 for orders under 拢24, and the lower of 拢24 or 25% of the order value for orders over 拢24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at

Frequently Asked Questions

  • What is ClearPay?

      Clearpay is a "buy now, pay later" service that allows customers to split purchases into four interest-free installments, paid every two weeks, with the first payment due immediately

  • What happens if I cancel or return my order?

      If you cancel or return an order paid with Clearpay, any future payments will be cancelled, and any payments already made will be refunded to the card used for payment

  • Am I eligible to apply for ClearPay Credit?
      • UK resident aged 18 years or older
      • Good credit history
      • Not recently been declared bankrupt
      • Employed and have an income greater than 拢7,500 per year
  • Do I need to have a ClearPay account?

      Yes, for in-store shopping with Clearpay, you need to create an account, download the app, and add the Clearpay Card to your digital wallet. For online shopping, you don't need to register before your first purchase, but you'll need to create an account after your first order is approved

  • Do I need to reapply if I already have ClearPay account?

      No, if you already have a Clearpay account, you do not need to reapply to use it again. You can simply log in and continue using the service

  • How do I manage my account?

      To manage your Clearpay account, you can access it through the Clearpay website or the app, where you can manage your payment methods, track orders, and make payments

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